Broker DaveThe full video library
Plain-English mortgage and DSCR education — pulled live from my channel and updated automatically as new videos go up.
Fresh from the channel
Newest first — this list refreshes on its own after every upload.
Pay Off Your Mortgage Early? It Could Cost You $750K 🏠📉 #Shorts
Jul 10, 2026
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Paying Off Your Mortgage Early Could COST You $750,000
Jul 10, 2026
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Mortgage Rates Today 6.61% — and the Rate Your Bank WON'T Show You (July 9) #Shorts
Jul 9, 2026
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Your $2,400 Mortgage Payment Buys You $344 of House 😳 #Shorts
Jul 8, 2026
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How to Pay Off Your 30-Year Mortgage in 12 Years (EXACTLY What to Pay)
Jul 8, 2026
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Mortgage Rates Today 6.725% — and the Rate Your Bank WON'T Show You (July 8) #Shorts
Jul 8, 2026
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Mortgage Rates Today 6.60% — and the Rate Your Bank WON'T Show You (July 7) #Shorts
Jul 7, 2026
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The LLC Mistake That Calls Your Whole Loan Due 🏠 #Shorts
Jul 7, 2026
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Buy Your Rentals in an LLC the RIGHT Way (DON'T Trigger Due-on-Sale)
Jul 7, 2026
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Mortgage Rates Today 6.60% — and the Rate Your Bank WON'T Show You (July 6) #Shorts
Jul 6, 2026
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$1M Into a $650M Property Portfolio? The Machine 🏘️ #Shorts
Jul 6, 2026
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How Your $1 Million ACTUALLY Becomes a $650 Million Portfolio
Jul 6, 2026
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Buy a Home and Live for (Almost) Free 🏠 #Shorts
Jul 3, 2026
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House Hacking: How Your Tenants ACTUALLY Pay Your Mortgage
Jul 3, 2026
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Buy a House With NO Tax Returns (Self-Employed Home Loans)
Jul 2, 2026
WatchPrefer to go in order?
The same episodes, hand-organized into a curriculum.
Buying Your First Home
Everything a first-time buyer needs — down payments, closing costs, your paperwork, and how much house you can truly afford. Start at the top and work down.
You DON'T Need 20% Down to Buy a House
The real math on a $350k home — FHA 3.5%, conventional 3–5%, VA & USDA 0% down — and the ~$57k gap the 20% myth costs you.
Watch on YouTubeThe Loan Estimate: EXACTLY What to Check Before You Sign
A line-by-line walkthrough of your Loan Estimate so no lender can slip a junk fee past you.
Watch on YouTubeCould Florida REALLY Eliminate Your Property Tax?
What property taxes actually cost a Florida homeowner — and what the headlines about eliminating them really mean for your payment.
Watch on YouTubeHow Much House Can You ACTUALLY Afford? (Real Math by Loan Type)
Your real number by loan type — how DTI, rate, and taxes decide the price tag you can carry without house-poor stress.
Watch on YouTubeHouse Hacking: How Your Tenants ACTUALLY Pay Your Mortgage
The bridge from first home to first rental — buy a place, rent out part of it, and let tenants cover the payment.
Watch on YouTubeDSCR & Investor Loans
The money side of real estate investing most channels hand-wave. DSCR loans qualify the property, not your paycheck — here's exactly how each strategy gets funded.
DSCR Loans Explained: How You Buy Rentals With NO Income Check
The loan that qualifies on the rent, not your paycheck. The DSCR formula, the 1.0 line, and a full worked example on a $300k rental.
Watch on YouTube1031 + DSCR Loan: How You Sell, Reinvest, and Pay $0 Tax
Roll the gain from one rental into the next and defer the tax — and how a DSCR loan finances the replacement property.
Watch on YouTubeDSCR Loan Requirements: Will You ACTUALLY Qualify?
Credit, reserves, down payment, and the 1.0 ratio — exactly what a DSCR lender checks, and how to clear each bar.
Watch on YouTubeDSCR vs Conventional: Which Loan ACTUALLY Wins for You?
A broker's honest side-by-side — rate, down payment, property caps — so you pick the right investor loan for the deal.
Watch on YouTubeBRRRR Explained: Buy a Rental and Get (Almost) ALL Your Money Back
Buy, rehab, rent, refinance, repeat — and exactly how the money moves at each step through the financing lens.
Watch on YouTubeHow to Finance Your Airbnb (NO Income Check)
Financing a short-term rental with a DSCR loan — where it's a strong fit, and the zoning/HOA traps to check first.
Watch on YouTubeBuy Your Rentals in an LLC the RIGHT Way (DON'T Trigger Due-on-Sale)
Asset protection without the rookie mistake — how to hold rentals in an LLC without setting off the due-on-sale clause.
Watch on YouTubeBuy a Duplex WITHOUT Income History (DSCR Multi-Family Loan)
Step up to 2–4 units with a DSCR loan — and why multifamily can need less down than you'd think.
Watch on YouTubeBuy a House With NO Tax Returns (Self-Employed Home Loans)
Bank-statement and other self-employed loan options when your tax returns don't tell the real story of your income.
Watch on YouTubeHouse Hacking: How Your Tenants ACTUALLY Pay Your Mortgage
The bridge from first home to first rental — buy a place, rent out part of it, and let tenants cover the payment.
Watch on YouTubeHow Your $1 Million ACTUALLY Becomes a $650 Million Portfolio
The full portfolio play — how disciplined refinancing and reinvestment compound a single rental into serious scale.
Watch on YouTubePayoff vs. Invest
The math on paying your mortgage down early versus putting the money to work — run honestly, both ways, so you can decide for yourself.
How to Pay Off Your 30-Year Mortgage in 12 Years (EXACTLY What to Pay)
The exact extra payment that collapses a 30-year loan to about 12 — and what it saves you in interest.
Watch on YouTube