I have been working with investors for over 25 years. I have a fiduciary responsibility to get you the best terms possible with the 100+ lenders we have access to. This DSCR Mortgage Loan is without a doubt my favorite loan. No income documentation. 21-day closings.
Tradtional mortgages focus on your income, but what if your real estate dreams don't fit neatly into a W-2 box? DSCR loans unlock investment opportunities by considering your property's earning power.
DSCR stands for Debt Service Coverage Ratio. With a DSCR loan, lenders analyze the rental income your investment property generates to see if it can comfortably cover your mortgage payment. This opens doors for:
Benefits of DSCR Loans:
Basic Qualifications:
Whether you're a seasoned investor or just starting out, DSCR loans can be the key to unlocking your real estate goals. Contact us to learn more and see if a DSCR loan is right for you.
Hands down the most incredible mortgage company I’ve ever had the pleasure working with. David is an expert in his craft, meticulous in all his details. Personalized videos sent to explain the process made me feel more at ease and involved. David was able to obtain me a great rate and faster than expected closing date. This company is the ONLY company I will be dealing with for future purchases and refinancing. Highly Recommend!!!!
It was an absolute pleasure working with David on the purchase of our home!!! He exceeded our very high expectations in terms of responsiveness, knowledge, and professionalism as we navigated through our complex purchase. We wanted to keep our current home while purchasing a new home to renovate, and he was able to consult with us on the different products and options available to us to accomplish our needs, and he patiently walked us through the process every step of the way answering all of our in-depth questions. We could not more highly recommend David and his team for your mortgage broker needs!! Will be using again for refinancing as well as if we ever go to buy another home.
Smoothest home buying experience! David made everything easy to do. He got us in our new farm in a very timely manner! And got us a better interest rate than the local banks! Super happy with the home buying experience with David!!
David and Edge Home Finance made my refinance process a breeze. David and his team always answered my questions promptly and made it easy to work towards a speedy close for my loan. I look forward to working with David again.
David did an outstanding job as my loan officer. He was not only professional and knowledgeable but also incredibly quick in processing everything. His efficiency and attention to detail made the entire process seamless and stress-free. I highly recommend David for anyone in need of a fast and reliable loan officer.
5868 Baker Road
Minnetonka, MN 55345