Mortgage Loan Officer, Home Loan Expert, Investor DSCR Expert
David Lurvey NMLS 410420
A conventional mortgage loan is a type of home loan that is not directly insured by a government program, and is available through or guaranteed by a private lender or the two government-sponsored enterprises (GSEs): Fannie Mae and Freddie Mac
FHA loans are government-backed mortgages that offer low down payments, low closing costs, and easy credit qualifying for people who want to buy a home or refinance
VA home loans are a benefit provided by the US Department of Veterans Affairs to help eligible veterans, servicemembers, and surviving spouses become homeowners by providing a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy
The USDA Rural Development Home Loans program provides mortgage loans and grants to individuals in rural areas to buy, build, repair, own, or rent safe and affordable homes located in rural areas under 35,000 in population based on income eligibility
Investor DSCR mortgage loans are a type of non-qualified mortgage that allows real estate investors to secure financing for their investment properties based on the property’s ability to generate sufficient income to cover the mortgage payments and other debt obligations
Down payment assistance programs are available in the form of loans, grants, and other programs to help homebuyers meet their down payment requirements and increase mortgage affordability
A renovation home loan is a type of loan that provides funding specifically for home improvement projects. It allows you to finance renovations without tapping into personal savings. You can include up to six months’ worth of principal, interest, taxes and insurance in your renovation financing so you can live somewhere else during any major construction work
I'm David Lurvey:
As a mortgage loan officer with over 25 years of experience, I have helped countless individuals and families achieve their dream of owning a home. My expertise in first-time home buyers, investor DSCR mortgages, FHA and VA has made me a valuable asset to the industry. I am passionate about helping people find the right mortgage solutions that fit their unique needs and budget.
My extensive experience in the mortgage industry has given me a wealth of knowledge and expertise that I bring to every client interaction. I have a degree in finance and have received additional training and certification in real estate and mortgage lending. This has given me the skills and knowledge to help my clients navigate the loan process with ease and confidence. I am committed to providing exceptional customer service and making sure that the clients feel supported throughout the entire process.
Whether I am working with a first-time home buyer or an experienced investor, I am dedicated to finding the right mortgage solution for each client. I take the time to understand their unique needs and goals and work tirelessly to ensure that they are met. My commitment to excellence and passion for helping others makes valuable asset to the mortgage industry.
